If you meet the minimum qualifications below, you have an 80% chance of approval from at least one of our 20+ funding partners.

Minimum Requirements:

• Business revenue of at least $15,000 per month for the last three months (verified via bank statements).

• A business checking account (personal accounts do not qualify).

• Owner FICO score of 550+ (lower than moBullet listst traditional lenders require).

• Minimal days with a zero balance and limited NSF (non-sufficient funds) occurrences in the past month.

Our streamlined process offers faster approvals and higher approval rates than banks, with no collateral required and a simple online application.

Typically, you may qualify for 50% to 200% of your monthly business revenue.

For example, if your business generates $50,000 in monthly sales, you could be eligible for funding between $25,000 and $100,000.

Since these are short-term advances or loans, lenders evaluate your recent monthly sales and average daily bank balance to determine a feasible daily or weekly payment. From there, they calculate an approval amount that aligns with your cash flow.

If you have existing loans or advances, your eligibility may be reduced, as a portion of your revenue is already allocated to other payments.

Repayment periods typically range from 4 to 18 months, with the average term around 9 months.

Lenders assess your sales and banking activity to determine an affordable payment structure. The goal is to ensure repayment remains manageable—even if your revenue remains steady. Additionally, an influx of capital can help boost your business performance, making repayment even more seamless.

Many clients qualify for additional funding once they establish a reliable payment history—often before their current balance is fully repaid.

The total repayment amount typically ranges from 1.18x to 1.5x of the funded amount.

For instance, if you receive $30,000, your total repayment would range from $35,400 to $45,000 over a 6- to 18-month term.

Funding times vary by lender and application specifics, but in most cases, funds are available within 24 to 48 hours after approval.

A traditional bank loan with 12% interest over 5 years would cost approximately 1.34x the borrowed amount. This means a $30,000 loan would require $40,200 in total repayment—but the process can take weeks or months and often requires collateral, high credit scores, and extensive documentation.

By contrast, revenue-based funding generally ranges between $35,400 and $45,000 in total repayment, but offers faster approvals, fewer restrictions, and no collateral requirements.

No, you have full control over how you use the funds.

Most businesses use funding to increase revenue and profits—such as purchasing discounted inventory, expanding operations, or covering unexpected expenses. However, the choice is entirely yours. These advances provide flexibility, whether you're looking to grow, stabilize cash flow, or capitalize on a time-sensitive opportunity.

Typically, funding advances do not impact your credit score.

Most providers do not perform hard credit inquiries, so the funding process will not appear on your credit report.